Living on a ;xed income can
be a challenge. Your provider
and pharmacist may be able
to help you keep drug costs
down. “You have to make
sure when you’re talking
with a physician about
diabetes that they do know
your income situation,” says
Carol Kaplun, RN, BSN, of
Iona Senior Services in
Your pharmacist can let
you know if there are
generic or similar drugs that
have better coverage under
your insurance plans.
Generally, drugs that have
been on the market longer
are less expensive than
their newer counterparts.
Online pharmacies may also
have cheaper options, but
Musi urges consumers to
make sure their sources
See the American
Diabetes Association’s list of
drug affordability resources
People often have more time to travel when they retire. Because diabetes
will come along for the ride, you’ll need to do a little extra planning.
Pack medication and supplies to cover more days than you’ll be away—
you can ask your health care provider or pharmacy for extras—and carry
a list of all your medications (with dosages) and the names and phone
numbers of your pharmacy and doctor. If you frequent a chain pharmacy
and are traveling within the United States, your drugstore
may be able to ;ll your prescription at any location.
Traveling abroad? A supplemental insurance plan, which
If you need help with care at
you purchase in addition
to your regular insurance
or Medicare, can cover
health care issues and
sometimes the medications you may need on your trip, says Kaplun. If
you’re traveling in a group, let the leader know you have diabetes and that
you may need to stop for meals or to test your blood glucose, urges Fiona
Druy, RNNP, MPH, a gerontological nurse practitioner in Washington, D.C.
home, agencies on aging can
connect you with local resources.
You can search by ZIP code at
n4a.org or by visiting
Medicare covers in-home intermittent skilled nursing care in certain instances, such as following a
hospitalization. Agencies on aging and hospitals can point families to certi;ed and bonded caregivers,
says Druy. It’s in hospitals’ best interest to point you to a reputable provider: Hospitals get ;ned by Medicare if
patients are readmitted within 30 days. Not all recommended providers may accept your insurance, so agencies
on aging can help you navigate that as well.
GET A LITTLE HELP AT HOME